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Posted by / 03-Dec-2017 12:00

Consolidating debts have more money pay need

While you can only borrow up to ,000 (which is lower than other companies on this list), Marcus has competitive APRs starting at 5.99% and a variety of repayment options from two to six years, and the company only makes unsecured loans.When you apply, Marcus considers your creditworthiness and income when evaluating your loan application.To help you find the best loan for consolidating your debt, we looked at over 50 different personal loan companies.

If you make consecutive on-time payments for one year or more, you can defer one payment.To qualify, we recommend applicants have a credit score of at least 660, a verifiable source of income and a reasonable debt-to-income ratio.Another area where So Fi stands out is the supplementary perks and benefits of being a So Fi member.The site does not review or include all companies or all available products.Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. For a full list of our advertisers, see our disclosure page.

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One thing we like about Payoff is the company only makes credit card debt consolidation loans, and Payoff offers a number of tools and services to make it easier to stay on track paying off your credit card debt.